The exposure of students to ‘payday’ lenders; challenging predatory lending and developing alternative solutions
Project report
Hall, Timothy and Sampson, A. 2014. The exposure of students to ‘payday’ lenders; challenging predatory lending and developing alternative solutions. London University of East London, Centre for Social Justice and Change. https://doi.org/10.15123/PUB.3918
Authors | Hall, Timothy and Sampson, A. |
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Type | Project report |
Abstract | A recent report by the National Union of Students (NUS, 2012) found significant levels of anxiety over day to day living costs and future levels of debt. These were particularly pronounced for vulnerable groups with 67% of student parents worrying about not having enough money to cover basic living costs. As university lecturers involved in the pastoral care of our students, working at an institution situated in one of the poorest boroughs in London, we are reminded on an almost daily basis of the financial pressures students are under whether this takes the form arriving late to class in order to avoid the peak train fare or students going without core books in an attempt to save money. We have also found ourselves, on more than one occasion, fielding absurd and tragic questions like whether house repossession or moving into a shelter represents grounds for an extension. While our university like many has excellent support services run by dedicated staff it is increasingly difficult to refer students to the appropriate service and refocus on the academic without further ado. |
Year | 2014 |
Publisher | University of East London, Centre for Social Justice and Change |
Place of publication | London |
Digital Object Identifier (DOI) | https://doi.org/10.15123/PUB.3918 |
Web address (URL) | http://www.uel.ac.uk/csjc/documents/paydayloansJuly2014.pdf |
http://hdl.handle.net/10552/3853 | |
Publication dates | |
Jul 2014 | |
Publication process dates | |
Deposited | 25 Sep 2014 |
Series | CSJC Research Reports |
Publisher's version | License CC BY |
https://repository.uel.ac.uk/item/8598w
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